Murphy ’s health and wellness plan provides clients with the ideas, tools, data, and programs to encourage better decisions and greater health among employees, thus stabilizing health insurance costs into the future. As members of the Wellness Council of Wisconsin, we offer our clients the latest thinking and real-world experience to help them make better decisions on the strategies, programs, and plan designs best suited for them.
What are some of the tools and programs provided to clients to encourage better decisions and greater health among employees?
Examples of tools include education of client leaders and employees through consultation with a Murphy account executive, industry publications, seminars, consultation with other industry experts, employee presentations, and employee wellness teams. The Murphy-sponsored online portal, known as our “Client Community,” provides easy, efficient access to regulatory answers and healthcare information. Programs include long-range strategies, plan designs, wellness programs, employer contribution strategies, and consumer driven plans, such as Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs).
Where do you come up with the ideas?
Ideas are generated from many sources, including ongoing formal education, seminars, the Murphy professional team, industry reading, industry colleagues, and Murphy clients themselves. Ideas are best generated from creativity and teamwork while developing solutions with our client leaders.
How can you ensure that health insurance costs are stabilized into the future?
We ensure that the best strategies, tactics, products, and programs are utilized to stabilize health insurance costs. Of course, no one can know the future or completely predict it. It makes sense, however, that those organizations that apply forethought, excellent resources, and intelligent action to a difficult problem will have an advantage in the future over competitors who do not.
How do you determine which strategy, program, and plan is best suited for each client?
We begin by listening to the leaders of our client companies to learn their values, goals, problems, and opportunities. Then, by asking the right questions and contributing key ideas and information, we work with the client to create their best strategy. After researching and developing options to serve this strategy, we present our client with alternatives, and make them aware of the advantages and disadvantages of each course of action. Once our client has made a decision, we turn our energy to the implementation and ongoing support of their choice.